Moms Making Money

Not everybody thinks that Hollywood moral and lifestyle standards are healthy or advisable.  Mike Huckabee would have to be counted in that number. 

 

On the Michael Medved Show this week Huckabee had the following to say:

“People see a Natalie Portman who boasts, ‘We’re not married but we’re having these children and they’re doing just fine.’ I think it gives a distorted image.  It’s unfortunate that we glorify and glamorize the idea of out-of- wedlock children.  Most single moms are very poor, uneducated, can’t get a job, and if it weren’t for government assistance, their kids would be starving to death and never have health care,” he said.  “And that’s the story that we’re not seeing.”

Of course – its a no brainer – the economic argument for normal people to be married or at least be part of a very committed couple BEFORE having kids is obvious.  But Hollywood stars have enough money to afford all that it takes to rear children even if they wind up single.  Besides, Mike is conservative and religious and so he is not likely to be thrilled about an unmarried pregnant woman up on the stage winning a major academy award.  Of course Natalie is engaged to Benjamin Millepied who attended the academy awards with her and they intend to marry so it seems Huckabee is making more of this story than it merits.  Lots of couples who intend to marry wind up with the woman getting pregnant a ‘little early.”

 

The idea that people will not have pre-martial sex is now, and always has been, a myth.

Back in 2007 Huckabee had the following to say about Jamie Lynn Spears who was pregnant: 

“Apparently, she’s going to have the child, and I think that is the right decision, a good decision, and I respect that and appreciate it.  I hope it is not an encouragement to other 16-year-olds who think that is the best course of action.  But at the same time I’m not going to condemn her.  It’s a tragedy when a 16-year-old who is not really prepared for all the responsibilities of adult life is going to be now faced with all the responsibilities of honest-to-goodness adult life.” 

So Huckabee shows that he is consistent in his beliefs – he is pro-life, pro-marriage, and wants America to realize that what is financially inconsequential for Hollywood millionaires can be, and is, often tragic for ordinary people.

Image credit to WENN.com

It can be very tough to manage a household as a single mother, especially if you have more than one child, and your ex is behind on child support payments. The main categories that should be included in the household budget are housing, food, bills, loans, insurance, school and childcare. Medical and dental costs, transport, clothes, and entertainment are part of the budget as well. It is important to know where the money is going at all times. This way, you can set boundaries within the budget and details surrounding each category. If you aren’t usually able to do this, you need to get organized. Start by examining three months of household finances and costs. You can do this by using credit card and banking statements. Make sure you always keep these. If you can establish how much money is going toward each category, then you can find out if and where overspending is occurring.

If you follow up on your spending month by month, you will be able to determine the average amount that is being spent on each category. This way, you can establish if you exceed the average in certain categories and whether you should adjust your budget in any way. Many single mothers tend to overlook savings options within the budget. Somehow the notion of saving is lost. This should be corrected - creating a savings category within the budget can serve as an emergency fund for the family, providing an alternative to credit cards and other ways of dealing with emergency or unplanned expenses that may arise.

When you establish a budget, there is no harm in making adjustments from month to month to ensure that you are not exceeding your limits or, for example, spending more on entertainment than medical care. Comprehensive medical insurance is very expensive; this is why single moms often cover the minimum required payments. This is not a wise thing to do. God forbid, of course, but anything could happen. If you only have minimum coverage, you are likely to be refused health care if your child becomes victim to some sort of illness you weren’t prepared for. If you don’t have the money to pay for medical care, you will put it on a credit card and then have to return the money at over twenty percent interest.

Continued on the next page


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